Turkish residence requires private health insurance, but not any policy qualifies. What coverage is needed, how much it costs, what drives the price and how to avoid a refusal over the policy.
Why insurance is needed for residence
When you apply for Turkish residence you need a valid private health insurance for the whole term of the permit requested. Without a correct policy the application is not accepted or is refused.
Insurance is not a formality: it really covers a doctor visit and part of the costs while you are not in the state system. So it matters to arrange the right policy, not the cheapest one.
Which policy qualifies
The policy must meet the minimum coverage requirements set for residence and cover the whole permit period. The term and coverage are checked at submission, so the policy must be issued correctly.
A cheap policy with cut coverage often does not pass. It is better to make sure in advance that the insurance is specifically for residence, not a tourist one.
How much it costs
The price depends first of all on age: the older the applicant, the dearer the policy. For young adults a yearly policy is usually inexpensive, for older people it is noticeably higher.
This is one of the smallest cost items of the move, but saving on it is risky: an unsuitable policy leads to a refusal and lost time.
Common mistakes
People take a tourist insurance instead of a residence one, issue a policy shorter than the permit or with coverage below the minimum. All of this leads to a refusal at submission.
Another mistake is leaving the policy to the last moment. It is best issued before the migration office appointment, together with the other documents.
How we help
We will arrange insurance that fits residence, with the right term and coverage, and gather it together with the other documents for submission.
Write to us on Telegram or WhatsApp, we answer in your language and advise on your case. The first consultation is free.
